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Paying for College: Most Popular Articles

These articles are the most popular over the last month.
5 Financial Steps High School Seniors Can Take...
Here are some steps high school seniors can take now which will help make the dream of financial security come true.
How to Check the Balances on Your Student Loans
A brief overview on how to check your student loan balances.
Understanding the Basics of College Tuition,...
A breakdown of the three primary costs of college: tuition, room, and board. Includes a look at how tuition is calculated, as well as the advantages and disadvantages of on and off-campus housing and meal plans.
Beginner's Guide to UGMA and UTMA Custodial...
An in-depth profile of UGMA and UTMA Custodial accounts. Identifies the ideal type of investor, advantages, disadvantages, eligibility, contribution limits, tax benefits, deadlines, and effects on financial aid.
What Are Unsubsidized Loans?
Definition and overview of an unsubsidized loan for students and educational expenses.
Did You Know about These Student Loan...
Student loan forgiveness and repayment programs are one of the quickest ways to eliminate your college debts. In addition to links to the major student loan forgiveness directories, this article gives an overview of the types of programs and their taxability.
What Students Should Know About Subsidized Loans
Definition and overview of a subsidized loan for students and educational expenses.
Nursing Scholarships - Scholarships for Nursing...
A list of five undergraduate nursing scholarships.
How to Choose the Right College Savings Account...
Choosing the right type of college savings account can be intimidating. This guide walks you through what type of savings account might be right for you based on your risk tolerances, ability to save, and potential tax benefits.
A Step-By-Step Guide to Applying for Federal...
An introduction to the Federal financial aid application process. Provides step-by-step tips on how and when to apply using the Federal FAFSA form.
Most Common Federal Student Loan Programs
An overview of the most popular Federal student loan programs, including who is eligible for the loan and what kind of loan terms students can expect.
Five Music Scholarships that Can Help Musicians...
A list of five music scholarships that every musical student should know about.
Final Steps for Waitlisted Students
If you have not already moved on or been accepted by another college, here are a few final steps you can take to try to get accepted.
Beginner's Guide to Section 529 Savings Plans
An overview of what college expenses a Section 529 plan can cover, as well as the its effect on financial aid.
Need a Student Loan? Look Here First.
Stafford Loans are one of the most important tools used to help pay for a college education. This article takes a look at maximum loan amounts, interest rates, subsidized versus unsubsidized loans, repayment terms, and the application process.
The Definition of Modified Adjusted Gross...
Modified Adjusted Gross Income (MAGI) is a measure used by the IRS to determine eligibility for a number of deductions, credits, and participation in certain types of retirement accounts. This page gives a brief overview of calculating your MAGI.
Federal Pell Grants - A Guide to the Federal...
Pells Grants are one of the most desired types of financial aid awards. Not only can they pay for a substantial portion of college costs, but they never have to be repaid. Due to their highly desirable nature, these awards have complex rules surrounding who can qualify based on a family's
Withdrawal Rules for Different College Accounts...
This article answers questions about withdrawing college savings for non-college costs, like paying a family's bills. It covers the unique rules, penalties, and taxes for UGMA / UTMA accounts, Section 529 Plans, and Coverdell ESA's. Page 2.
Behind on Student Loans? This Trick Could Buy...
A brief overview of repaying your student loan with a credit card.
What Parents Should Know About Section 529...
A basic overview of the popular Section 529 College Savings Plans. Includes a basic look at their history, benefits, and rules.
FAFSA EFC: A Guide to Understanding the...
The Expected Family Contribution (EFC) is one of the most crucial numbers in calculating a family's financial aid eligibility.
What Interest Rates Does The Federal Reserve...
A simple explanation of the difference in the primary interest rates most discussed in relation to the U.S. Federal Reserve. Provides guide to the Wall Street Journal Prime Rate, Federal Funds Rate, and Discount Rate.
Federal Plus Loans – Information on...
PLUS Loans are an important tool used to help absorb any remaining college costs after other types of financial aid. This article takes a look at maximum loan amounts, interest rates, undergraduate versus graduate, Direct Loan versus FFEL, repayment terms, and the application process.
Virginians Get Extra Help Saving for College
Virginia offers a $4,000 tax deduction ($2,000 for 2008) to residents who contribute to a Virginia 529 plan. This article includes an overview of the VA 529 deduction, its potential value to taxpayers, and instructions for claiming the deduction.
Why Your Major Matters
Three ways your choice of college major can affect your financial life in the future.
Student Loan Season
Here are the most important things you need to understand regarding student loans.
The CA APLE Program - California Teachers...
The CA APLE Program offers up to $19,000 in student loan forgiveness for California teachers through the California Student Aid Commission.
How to Grow Your College Fund Without Risk
U.S. Treasury T-Bills are one of the safest investments available. This article provides information on buying T-Bills, taxability, interest rates, and links to the official U.S. Treasury website for purchases.
Use Fafsa4Caster.com to Estimate Your Federal Aid
If you're curious about your Federal financial aid eligibility, learn how to use Fafsa4Caster.com, the Department of Education's calculator.
GI Bill Education Benefits - Receive Close to...
An overview of the Montgomery GI Bill, which covers up to nearly $50,000 in college tuition in exchange for as little as two years of military service.
An Overview of the Basic Reasons Behind the...
A basic overview of the reasons that a college education is becoming too expensive for many Americans. The primary causes examined and explained include inflation, class availability, scholarships, and increased demand for a limited number of enrollment spots.
Arkansas STAR - Arkansas Loan Forgiveness...
The Arkansas STAR program can provide up to $18,000 in Arkansas student loan forgiveness over three years.
Learn About Student Loan Interest Rates
The different types of interest rates can have an impact on the amount of money owed and your ability to make payments.
Student Loan Payment Options - Guide to Monthly...
Many soon-to-be graduates avoid thinking about repaying their students loans. But, with numerous payment plans to choose from, most graduates can find a payment option that works with their budget. This article gives an overview of the repayment options for Stafford, Perkins, and PLUS Loans. It also examines important terms like grace period, forbearance, deferment, consolidation, and loan forgiveness.
The Income Based Repayment Program for Student...
The payment required under the Income Based Repayment program for student loans is based on a formula that takes into account the national poverty guidelines from the Department of Health and Humans Services.
Smart Financial Moves for College Seniors
Take a few moments to learn valuable lessons which will help you get a sounder financial foundation in life.
Illinois Tax Deduction for Section 529...
Provides overview and rules to receive an Illinois tax deduction for Section 529 college account contributions.
The Advantage of Saving for College in Colorado
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >Overview of Colorado
Beginner's Guide to a Coverdell Account (ESA)
Overview of the withdrawal rules for a Coverdell ESA, as well as the treatment of unused funds.
UTMA and UGMA Custodial Account Conversions -...
An overview of the key points to keep in mind when considering converting a UGMA or UTMA custodial account to a Section 529 plan.
How Do I Apply For Financial Aid?
A brief overview on how to apply for financial aid including links to resources and a step-by-step tutorial.
The Hispanic Scholarship Foundation
The Hispanic Scholarship Foundation provides more money for Hispanic and Latino students to attend college than any other scholarship foundation. With more than 30 programs providing over $20 million per year in hispanic scholarships, it should be every students' first stop.
The Rules You Need to Know to Claim the Student...
Overview and rules for the Student Loan Interest Tax Deduction. Includes an in-depth review of who may claim the deduction, the income limitations for eligibility, and links to the relevant IRS Publications.
What Happens If You Default on Your Student...
Are those student loan payment notices starting to fill up your mailbox? Know what it means to be in default & how to prevent it from happening.
Beginner's Guide to Roth and Traditional IRA's...
A description of the advantages and disadvantages of using a retirement IRA for college savings.
How to Find College Scholarships
College scholarships can bridge the gap between what it costs to attend a particular college and the amount of money you have available to pay for it.
Financial Aid for Community College Students
Financial aid isn't just for four-year college students. This article is gives an overview of the major programs that provide financial aid to community college students.
Tax Deduction for NYS 529 Contributions
New York State offers a substantial tax deduction to residents contributing to the NYS 529 College Savings Program. Learn more here.
The Ups and Downs of 529 Plans
To keep you up-to-date, here is a review of some of the ups and downs of using a 529 Plan to help pay for your child’s education.
Tax Deduction Rules for Those Using the...
Maryland offers a. Paying for College.
The Indiana 529 Credit - Tax Benefits for Using...
An overview of the Indiana 529 credit to residents, its potential value to taxpayers, and instructions for claiming the credit.
3 Things College Seniors Need to Know About...
If you are a college senior, things are starting to get pretty serious for you right now. Have you thought about your student loan repayment plan?
FAFSA Application - Definition and Explanation...
FAFSA is a common term thrown around by many college students, parents, planners, and financial aid professionals. This provides a definition of the term, which is actually an acronym for a financial aid form.
Air Force Medical Scholarships (100% tuition,...
The Air Force Medical Scholarship program (HSPS) pays 100% of graduate level tuition, plus a $1,900 monthly stipend and up to a $20,000 signing bonus.
4 Student Loan Basics to Navigate Student Loans...
Student loans don’t have to be a maze. Learn about your options and you won’t get stuck!
How Do I Apply for a FAFSA PIN Number?
A brief overview on how to apply for FAFSA PIN number, including links to resources and a step-by-step tutorial.
Understanding Student Loan Consolidation Rates
Learn how to calculate student loan consolidation rates, the interest rate cap, and how to apply for student loan consolidation.
Art Scholarships - Scholarships for Art...
Five unique art scholarships for art students and students with artistic abilities.
The Ohio College Savings Plan Deduction for OH...
Ohio offers a. Paying for College.
Repaying Your Student Loans
Most loan payments start about six months after you graduate, so you need to plan ahead to make sure you incorporate those monthly payments into your budget
Do Student Loans Go On My Credit Report?
: Do Student Loans Go On My Credit Report? : Yes, absolutely! Student loans go on your credit report
Federal Perkins Loans - Guide to the Federal...
The Federal Perkins Loans are the most desirable of student loan programs, available for both undergraduate and graduate studies. This article gives an overview of the maximum loan amounts, interest rates, repayment terms, and the application process.
Choosing the Right Section 529 Plan - Important...
With over sixty Section 529 college plans available to investors, it is important to examine the features that really matter to your financial situation. This article takes a look at in-state versus out-of-state plans, prepaid tuition versus savings plans, contribution limits, and management fees.
Investments You Should Avoid When Saving for...
Saving and investing for college must be done carefully since there is little time to make up for mistakes. This article explores some of the most common investments to avoid when saving for someone's future education.
Understanding College Financial Aid for High...
Once you get into college, though, it’s time to think about how you and your parents will pay for it. That’s where college financial aid comes into play.
A Step-By-Step Guide to Calculating College...
Using an online calculator to estimate college expenses is far quicker and easier than computing your estimates by hand.
Direct Loan - Definition and Overview of Direct...
Definition and overview of the William D. Ford Direct Loan Program
The Tuition and Fees Deduction
This article contains an overview of who is eligible for the tuition deduction for college expenses, as well as which expenses qualify.
The North Carolina 529 Plan Deduction for NC...
North Carolina offers tax benefits for residents contributing to the NC 529 Plan. Here are rules for claiming an income tax deduction.
The Teach for Texas Program - Texas Teachers...
The Teach for Texas Loan Repayment Assistance program provides up to $20,000 in loan forgiveness for Texas teachers. Profile includes details on the eligible schools, subject areas, and application requirements.
Beginning Steps for High School Juniors
What about high school juniors - are there steps they should be taking that will make it easier to get into college next year?
How Exxon Mobil Gas Rewards Can Help Pay For...
UPromise and Exxon Mobil offer a gas rewards program that deposits money into your child's college account every time you buy a gallon of gas at any of Exxon Mobil's 14,000 locations.
How to Talk to Your Kids About Student Loans
Most parents want their children to have the benefits of a college education without taking on too much debt. Help your children make smart decisions about student loans.
Good-Bye PIN, Hello FSA ID
This new ID will be used to confirm your identity when accessing several U.S. Department of Education websites.
Micro-Scholarships Help Take a Bite Out of...
A new scholarship resource rewards achievements along the way, and keeps students focused on the bigger prize of attending college.
Navy Medical Scholarships (100% tuition, plus a...
The Navy Medical Scholarship program (HSPS) pays 100% of graduate level tuition, plus a $1,900 monthly stipend and up to a $20,000 signing bonus.
Army Medical Scholarships (100% tuition, plus a...
The Army Medical Scholarship program (HSPS) pays 100% of graduate level tuition, plus a $1,900 monthly stipend and up to a $20,000 signing bonus.
The South Carolina 529 Plan Deduction for SC...
South Carolina offers an. Paying for College.
Tax Credit - Definition and Overview of the Term
Definition and overview of the term.
Tax Recapture - Definition and Overview of Tax...
This occurs when a taxpayer is required to go back and pay taxes on a situation where a tax deduction or tax credit had previously lowered their taxable bill.
Best College Savings Tips for Parents Getting a...
Many parents don't begin thinking about saving for college until their children are in their teens. This article outlines some of the best college savings tips for parents who need to play catch-up.
Universal Life Insurance - Definition and...
Definition and brief overview of universal life insurance, which is often recommended as alternative type of college savings account.
Maryland Loan Forgiveness Program for Teachers
The Maryland Loan Forgiveness Program for Teachers can provide up to $30,000 in student loan forgiveness for certified teachers.
Know Your FAFSA Deadlines
Once the money runs out, you may not receive that specific type of aid, even if you would otherwise be eligible - don't miss a deadline!
Tax Carryforward - Definition and Overview of a...
Definition and overview of the concept of a tax carryforward, which allows a taxpayer to benefit in later years from a deduction or loss that cannot be used in the current year.
Beginner's Guide to Section 529 Prepaid Tuition...
An in-depth profile of Section 529 Prepaid Tuition plans. Identifies the ideal type of investor, advantages, disadvantages, eligibility, contribution limits, tax benefits, deadlines, and effects on financial aid.
Beginner's Guide to Series I and Series EE U.S....
A description of the advantages and disadvantages of using U.S. Savings Bonds as a college savings vehicle.
Budgeting Tips for College Students
Use these five tips to learn how to estimate your college expenses, think about the kind of income you’ll have, and find ways to make college more affordable.
This Special Tax Benefit is for Pennsylvania...
Pennsylvania offers a. Paying for College.
Can You Afford an Ivy League Education for Your...
Most parents want what is best for their children so, when it comes to a college education, an Ivy League school usually ranks at the top of the list.
Florida Loan Forgiveness Program - Student Loan...
The Florida Loan Forgiveness Program provides up to $10,000 in loan forgiveness for Florida teachers. Profile includes details on the eligible schools, subject areas, and application requirements.
Does a Fixed Annuity Make a Good College...
Though a fixed annuity can often offer a noticeable higher yield than many other fixed income investments such as bonds and CD's, it's not without a cost. This article reviews the main drawbacks to using a fixed annuity as a college savings investment.
The Nightingale Nursing Scholarship of...
Eligible Students: PA residents attending a Pennsylvania nursing school Minimum of "B" average Completed
Resources for Financial Aid
When it comes to college financial aid, don’t try to do it alone. Use my About.com website and the resources listed here to get the information
Save Money For College Tuition with Budget Car...
Information on budget rental car coupons that not only help save money, but also pay college tuition rewards towards your UPromise account.
UPromise and BabyMint - Save for College Every...
The UPromise and BabyMint programs make contributions to a college savings account for your child every time you shop at thousands of retailers. The programs are free to join and can help parents accumulate thousands of dollars of savings for college costs.
10 Questions to Ask Yourself Before Making a...
Still on the fence about which college you want to attend? Ask yourself these 10 questions.
Talk to Your College Freshman About Money Over...
Financial Discussions Now Help Pave the Way to Financial Freedom Later
529 Plan State Tax Deductions – Tax...
The majority of states that offer Section 529 plans also offer a deduction to their residents for using them. This article contains a list of the various states and their respective deductions or credits.
The Top Ten College Planning Mistakes Made By...
A list of the top ten saving, investing, and financial aid mistakes made by parents planning for college.
The Iowa 529 Credit - Tax Benefits for Using...
Iowa offers an income tax deduction of $2,685 for residents contributing to the Iowa 529 Plan. Here's how to claim it.
NHSC Loan Forgiveness for Medical Professionals...
The NHSC Loan Forgiveness program offers up to $50,000 in student loan forgiveness to medical professionals nationwide.
The Wisconsin 529 Plan Deduction for WI Residents
Wisconsin offers a $3,000 tax deduction to residents who contribute to a Wisconsin 529 plan on behalf of a child, grandchild, niece, or nephew. This article includes an overview of the WI 529 deduction, its potential value to taxpayers, and instructions for claiming the deduction.
The Michigan 529 Plan Deduction for MI Residents
Michigan offers a. Paying for College.
Avis Coupons That Help Save Money For College...
Information on the Avis coupon code program that not only helps you save money on your rental, but also pays a college tuition reward to your UPromise account.
The Missouri College Savings Plan Deduction for...
Here is an overview of the rules for claiming an income tax deduction for funding a Missouri 529 plan and the value of the deduction.
Georgia Tax Deduction for Section 529...
The state of Gerogia offers a substantial tax deduction to its residents for contributing to the Georgia Higher Education Savings Plan. This article contains an overview of the deduction, rules for claiming, and sources of more information.
The Maine 529 Tax Deduction for ME Residents
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >Overview of the
Money Market Safety - The Basics of Money...
A basic overview of money market safety including an explanation of money market fund structure, FDIC and SIPC insurance, and researching fund safety.
5 Ways to Get The Most from College Financial Aid
Do not wait until your child graduates from college to figure out whether you've made the right financial moves
Four Neighborhoods That Will Pay For Your...
Tuition Promise Programs, which promise to pay tuition for virtually all of a town's children, are beginning to pop up around the country. Learn more about these programs being pioneered in cities like El Dorado, Kalamazoo, Pittsburgh, and the state of West Virginia.
Idaho Student Loan Forgiveness for Teachers and...
The Idaho Student Loan Forgiveness program repays the loans of Idaho students who pursue a teaching or nursing career in Idaho.
UGMA: The Uniform Gift to Minor's Act
Definition and brief explanation of the college savings term, UGMA.
Connecticut Tax Deductions for Education Expenses
Connecticut offers its residents a substantial deduction for contributing money to the Connecticut CHET savings program. This article reviews the rules and guidelines for claiming this deduction.
Prepare for Student Loan Repayment
For the class of 2014, the student loan grace period is coming to an end. Don’t become the one in ten graduates who risks defaulting on their student loans.
College Admissions Deadlines
As a high school senior you are probably being faced with a lot of deadlines and decisions right now. So, when Is It Best to Submit Your College Application?
What is Student Loan Rehabilitation?
The basics of student loan rehabilitation for student loans in default.
UTMA - The Uniform Transfer to Minors Act
Definition and brief explanation of the college savings term, UTMA.
Late Deadline Scholarships
Scholarships can help fill the gaps between college costs and college financial aid.
The Kansas 529 Tax Deduction - Tax Benefits for...
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >Overview of the
You May Be Eligible for Higher Education Tax...
Tax Credits and Tax Deductions Help Offset Some of the Costs of College
The CSS Profile Form - Overview of the CSS...
The CSS Profile Form is used by over 600 colleges and universities to determine financial aid eligibility for non-Federal programs. This article gives an overview of the form, its costs, and its aid formula.
Glossary of Financial Aid Terms for Parents
This is a resource for parents to understand the language of college financial aid to help your child get the most.
Earn \$3,000 for College with Century21's Real...
Participating Century 21 real estate offices are effectively offering a discount on real estate commission of up to $3,000 to UPromise parents who buy or sell a home.
Beginner's Guide to the Crummey Trust for...
An in-depth profile of Crummey Education Trusts. Identifies the ideal type of investor, advantages, disadvantages, eligibility, contribution limits, tax benefits, deadlines, and effects on financial aid.
The Oregon 529 Plan Deduction for OR Residents
Oregon offers a $2,000 income tax deduction for funding an OR 529 Plan. Here's how to claim it.
Buying U.S. Treasury Bonds for College Accounts
The 30-Year U.S. Treasury Bond is one of the most classic
Can I use the American Opportunity Tax Credit...
Overview of the American Opportunity Tax Credit and graduate school.
Trustee Scholarship Program for Penn State...
The Penn State Trustee Scholarship provides $1,250 - $3,000 annually for Penn State students who demonstrate financial need.
Obama Announces Educational Opportunities for...
President Obama announces a number of new programs aimed at helping displaced and unemployed workers get educated, retrained, and find new jobs. Includes expansion of the Pell grant program. Page 2.
A Guide To Professional Designations in the...
Filing out the Federal financial aid form (FAFSA) can be intimidating for many people. A paid FAFSA preparer will complete and fill this form on your behalf.
Is the American Opportunity Tax Credit...
Overview of when the American Opportunity Tax Credit may be refundable.
Alaska Loan Forgiveness for Teachers
The Alaska Loan Forgiveness Program for Teachers can provide up to $17,500 in student loan forgiveness for highly-qualified teachers.
OptOutPreScreen.Com - A Quick Guide To...
College students and credit cards are generally a very bad combination. College students tend to impulsively use credit cards to finance a fun lifestyle, while simultaneously being targets for identity thieves. Learn how to quickly opt-out of receiving new credit card offers in the mail and cut down on the potential for credit card headaches.
Commercial Paper Markets - Definition,...
The commercial paper market is comprised of very short-term bonds issued by highly rated corporations to help finance need such as operations, payrolls, and production. Article includes overview, sample of issuers, risks, and links to sample rates.
The Rhode Island 529 Plan Deduction for RI...
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >Overview of the
The Louisiana START 529 Tax Deduction for LA...
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >Overview of the
I-Bonds - An Easy Guide to U.S. Treasury I-Bonds
U.S. Treasury I-Bonds offer an attractive alternative to the volatile stock market. This guide provides and overview of I-Bond rules, rates, maturities, purchasing instructions, and taxation.
Tax Deduction - Definition and Overview of the...
: A "tax deduction" is a tax benefit offered by either the IRS or a state / local government for spending
Sunset Rule - Definition and Overview of a...
: A sunset rule is a provision included in a legislative bill that limits the effects of the bill. It
Mississippi Teacher Loan Forgiveness
The Mississippi loan forgiveness program for teachers can provide up to $12,000 in student loan forgiveness over four years.
E*Trade Coverdell Education Savings Account (ESA)
A review of the Coverdell Education Savings Account offered by E*Trade. Includes an analysis of fees, investment options, and required minimum balances.
What Are Qualified Education Expenses for...
Overview of what qualified education expenses may be used to claim the American Opportunity Tax Credit.
You Can Win College Scholarships
8 Tips to Increase Your Chances of Getting College Scholarships
The Lifetime Learning Credit - The Basics of...
An overview of the basic rules regarding the Lifetime Learning Tax Credit, which is available for all years of a student's post-secondary education.
Being Waitlisted Doesn’t Mean the End of...
Nobody likes to be waitlisted, but it doesn’t mean the end of the college world for you.
Why Two Years of Community College May Be Good...
Many smart parents are strategically encouraging their kids to take two years of community college prior to going to the school of their choice. Here's an overview of the benefits and the finer points of convincing your student.
American Opportunity Tax Credit - Definition...
Definition and overview of the American Opportunity Tax Credit.
Texas 529 Plan Directory - List of All Texas...
Directory of all Section 529 plans that are run by or for the state of Texas.
Questions Parents Must Ask When Visiting...
The financial aid office should be a priority when visiting a college campus. Here are 5 questions to ask.

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