1. Money

Your suggestion is on its way!

An email with a link to:

http://collegesavings.about.com/popular.htm

was emailed to:

Thanks for sharing About.com with others!

Most Emailed Articles

How To Fill Out Form W-4

Paying for College: Most Popular Articles

These articles are the most popular over the last month.
Micro-Scholarships Help Take a Bite Out of...
A new scholarship resource rewards achievements along the way, and keeps students focused on the bigger prize of attending college.
Understanding the Basics of College Tuition,...
A breakdown of the three primary costs of college: tuition, room, and board. Includes a look at how tuition is calculated, as well as the advantages and disadvantages of on and off-campus housing and meal plans.
Beginner's Guide to UGMA and UTMA Custodial...
An in-depth profile of UGMA and UTMA Custodial accounts. Identifies the ideal type of investor, advantages, disadvantages, eligibility, contribution limits, tax benefits, deadlines, and effects on financial aid.
What Are Unsubsidized Loans?
Definition and overview of an unsubsidized loan for students and educational expenses.
How to Check the Balances on Your Student Loans
A brief overview on how to check your student loan balances.
Did You Know about These Student Loan...
Student loan forgiveness and repayment programs are one of the quickest ways to eliminate your college debts. In addition to links to the major student loan forgiveness directories, this article gives an overview of the types of programs and their taxability.
Keep on Top of Congressional Budget Activities
Are you aware of several possibilities which could impact your ability to pay for college.
What Students Should Know About Subsidized Loans
Definition and overview of a subsidized loan for students and educational expenses.
The Definition of Modified Adjusted Gross...
Modified Adjusted Gross Income (MAGI) is a measure used by the IRS to determine eligibility for a number of deductions, credits, and participation in certain types of retirement accounts. This page gives a brief overview of calculating your MAGI.
Need a Student Loan? Look Here First.
Stafford Loans are one of the most important tools used to help pay for a college education. This article takes a look at maximum loan amounts, interest rates, subsidized versus unsubsidized loans, repayment terms, and the application process.
Virginians Get Extra Help Saving for College
Virginia offers a $4,000 tax deduction ($2,000 for 2008) to residents who contribute to a Virginia 529 plan. This article includes an overview of the VA 529 deduction, its potential value to taxpayers, and instructions for claiming the deduction.
Financial Aid Award Letters
Take some time to review financial aid award letters carefully, and then sit down with your student to discuss your options.
How to Choose the Right College Savings Account...
Choosing the right type of college savings account can be intimidating. This guide walks you through what type of savings account might be right for you based on your risk tolerances, ability to save, and potential tax benefits.
Nursing Scholarships - Scholarships for Nursing...
A list of five undergraduate nursing scholarships.
A Step-By-Step Guide to Applying for Federal...
An introduction to the Federal financial aid application process. Provides step-by-step tips on how and when to apply using the Federal FAFSA form.
FAFSA EFC: A Guide to Understanding the...
The Expected Family Contribution (EFC) is one of the most crucial numbers in calculating a family's financial aid eligibility.
Most Common Federal Student Loan Programs
An overview of the most popular Federal student loan programs, including who is eligible for the loan and what kind of loan terms students can expect.
The Rules You Need to Know to Claim the Student...
Overview and rules for the Student Loan Interest Tax Deduction. Includes an in-depth review of who may claim the deduction, the income limitations for eligibility, and links to the relevant IRS Publications.
Five Music Scholarships that Can Help Musicians...
A list of five music scholarships that every musical student should know about.
An Overview of the Basic Reasons Behind the...
A basic overview of the reasons that a college education is becoming too expensive for many Americans. The primary causes examined and explained include inflation, class availability, scholarships, and increased demand for a limited number of enrollment spots.
Withdrawal Rules for Different College Accounts...
This article answers questions about withdrawing college savings for non-college costs, like paying a family's bills. It covers the unique rules, penalties, and taxes for UGMA / UTMA accounts, Section 529 Plans, and Coverdell ESA's
Can Your College Acceptance Get Rescinded?
Here are a few things that might lead to having your college acceptance offer rescinded.
The Ohio College Savings Plan Deduction for OH...
Ohio offers a. Paying for College.
Behind on Student Loans? This Trick Could Buy...
A brief overview of repaying your student loan with a credit card.
Tax Deduction Rules for Those Using the...
Maryland offers a. Paying for College.
Federal Plus Loans – Information on...
PLUS Loans are an important tool used to help absorb any remaining college costs after other types of financial aid. This article takes a look at maximum loan amounts, interest rates, undergraduate versus graduate, Direct Loan versus FFEL, repayment terms, and the application process.
What Parents Should Know About Section 529...
A basic overview of the popular Section 529 College Savings Plans. Includes a basic look at their history, benefits, and rules.
The Advantage of Saving for College in Colorado
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >Overview of Colorado
Illinois Tax Deduction for Section 529...
Provides overview and rules to receive an Illinois tax deduction for Section 529 college account contributions.
Federal Pell Grants - A Guide to the Federal...
Pells Grants are one of the most desired types of financial aid awards. Not only can they pay for a substantial portion of college costs, but they never have to be repaid. Due to their highly desirable nature, these awards have complex rules surrounding who can qualify based on a family's
Smart Financial Moves for College Seniors
Take a few moments to learn valuable lessons which will help you get a sounder financial foundation in life.
Can I use the American Opportunity Tax Credit...
Overview of the American Opportunity Tax Credit and graduate school.
Beginner's Guide to Section 529 Savings Plans
An overview of who can contribute to and receive benefit from Section 529 Savings Plans.
The Indiana 529 Credit - Tax Benefits for Using...
An overview of the Indiana 529 credit to residents, its potential value to taxpayers, and instructions for claiming the credit.
Tax Carryforward - Definition and Overview of a...
Definition and overview of the concept of a tax carryforward, which allows a taxpayer to benefit in later years from a deduction or loss that cannot be used in the current year.
What Interest Rates Does The Federal Reserve...
A simple explanation of the difference in the primary interest rates most discussed in relation to the U.S. Federal Reserve. Provides guide to the Wall Street Journal Prime Rate, Federal Funds Rate, and Discount Rate.
Beginner's Guide to Roth and Traditional IRA's...
A description of the advantages and disadvantages of using a retirement IRA for college savings.
You May Be Eligible for Higher Education Tax...
Tax Credits and Tax Deductions Help Offset Some of the Costs of College
The Hispanic Scholarship Foundation
The Hispanic Scholarship Foundation provides more money for Hispanic and Latino students to attend college than any other scholarship foundation. With more than 30 programs providing over $20 million per year in hispanic scholarships, it should be every students' first stop.
This Special Tax Benefit is for Pennsylvania...
Pennsylvania offers a. Paying for College.
The Wisconsin 529 Plan Deduction for WI Residents
Wisconsin offers a $3,000 tax deduction to residents who contribute to a Wisconsin 529 plan on behalf of a child, grandchild, niece, or nephew. This article includes an overview of the WI 529 deduction, its potential value to taxpayers, and instructions for claiming the deduction.
Student Loan Payment Options - Guide to Monthly...
Many soon-to-be graduates avoid thinking about repaying their students loans. But, with numerous payment plans to choose from, most graduates can find a payment option that works with their budget. This article gives an overview of the repayment options for Stafford, Perkins, and PLUS Loans. It also examines important terms like grace period, forbearance, deferment, consolidation, and loan forgiveness.
Beginner's Guide to a Coverdell Account (ESA)
Overview of the withdrawal rules for a Coverdell ESA, as well as the treatment of unused funds.
Use Fafsa4Caster.com to Estimate Your Federal Aid
If you're curious about your Federal financial aid eligibility, learn how to use Fafsa4Caster.com, the Department of Education's calculator.
UTMA and UGMA Custodial Account Conversions -...
An overview of the key points to keep in mind when considering converting a UGMA or UTMA custodial account to a Section 529 plan.
The South Carolina 529 Plan Deduction for SC...
South Carolina offers an. Paying for College.
Tax Deduction for NYS 529 Contributions
New York State offers a substantial tax deduction to residents contributing to the NYS 529 College Savings Program. Learn more here.
Do Student Loans Go On My Credit Report?
: Do Student Loans Go On My Credit Report? : Yes, absolutely! Student loans go on your credit report
The CA APLE Program - California Teachers...
The CA APLE Program offers up to $19,000 in student loan forgiveness for California teachers through the California Student Aid Commission.
Being Waitlisted Doesn’t Mean the End of...
Nobody likes to be waitlisted, but it doesn’t mean the end of the college world for you.
Arkansas STAR - Arkansas Loan Forgiveness...
The Arkansas STAR program can provide up to $18,000 in Arkansas student loan forgiveness over three years.
The Michigan 529 Plan Deduction for MI Residents
Michigan offers a. Paying for College.
Financial Aid for Community College Students
Financial aid isn't just for four-year college students. This article is gives an overview of the major programs that provide financial aid to community college students.
Best College Savings Tips for Parents Getting a...
Many parents don't begin thinking about saving for college until their children are in their teens. This article outlines some of the best college savings tips for parents who need to play catch-up.
The North Carolina 529 Plan Deduction for NC...
North Carolina offers tax benefits for residents contributing to the NC 529 Plan. Here are rules for claiming an income tax deduction.
Learn About Student Loan Interest Rates
The different types of interest rates can have an impact on the amount of money owed and your ability to make payments.
The Income Based Repayment Program for Student...
The payment required under the Income Based Repayment program for student loans is based on a formula that takes into account the national poverty guidelines from the Department of Health and Humans Services.
529 Plan State Tax Deductions – Tax...
The majority of states that offer Section 529 plans also offer a deduction to their residents for using them. This article contains a list of the various states and their respective deductions or credits.
FAFSA Application - Definition and Explanation...
FAFSA is a common term thrown around by many college students, parents, planners, and financial aid professionals. This provides a definition of the term, which is actually an acronym for a financial aid form.
How to Grow Your College Fund Without Risk
U.S. Treasury T-Bills are one of the safest investments available. This article provides information on buying T-Bills, taxability, interest rates, and links to the official U.S. Treasury website for purchases.
How to Find College Scholarships
College scholarships can bridge the gap between what it costs to attend a particular college and the amount of money you have available to pay for it.
GI Bill Education Benefits - Receive Close to...
An overview of the Montgomery GI Bill, which covers up to nearly $50,000 in college tuition in exchange for as little as two years of military service.
The Tuition and Fees Deduction
This article contains an overview of who is eligible for the tuition deduction for college expenses, as well as which expenses qualify.
Georgia Tax Deduction for Section 529...
The state of Gerogia offers a substantial tax deduction to its residents for contributing to the Georgia Higher Education Savings Plan. This article contains an overview of the deduction, rules for claiming, and sources of more information.
Connecticut Tax Deductions for Education Expenses
Connecticut offers its residents a substantial deduction for contributing money to the Connecticut CHET savings program. This article reviews the rules and guidelines for claiming this deduction.
Late Deadline Scholarships
Scholarships can help fill the gaps between college costs and college financial aid.
Federal Perkins Loans - Guide to the Federal...
The Federal Perkins Loans are the most desirable of student loan programs, available for both undergraduate and graduate studies. This article gives an overview of the maximum loan amounts, interest rates, repayment terms, and the application process.
Choosing the Right Section 529 Plan - Important...
With over sixty Section 529 college plans available to investors, it is important to examine the features that really matter to your financial situation. This article takes a look at in-state versus out-of-state plans, prepaid tuition versus savings plans, contribution limits, and management fees.
Repaying Your Student Loans
Most loan payments start about six months after you graduate, so you need to plan ahead to make sure you incorporate those monthly payments into your budget
Four Factors Affecting College Costs
College acceptance letters and financial aid award packages should be coming in quickly now. What additional costs do you need to take into consideration?
The Oregon 529 Plan Deduction for OR Residents
Oregon offers a $2,000 income tax deduction for funding an OR 529 Plan. Here's how to claim it.
The Iowa 529 Credit - Tax Benefits for Using...
Iowa offers an income tax deduction of $2,685 for residents contributing to the Iowa 529 Plan. Here's how to claim it.
Tax Recapture - Definition and Overview of Tax...
This occurs when a taxpayer is required to go back and pay taxes on a situation where a tax deduction or tax credit had previously lowered their taxable bill.
Know Your FAFSA Deadlines
Once the money runs out, you may not receive that specific type of aid, even if you would otherwise be eligible - don't miss a deadline!
Beginner's Guide to Series I and Series EE U.S....
A description of the advantages and disadvantages of using U.S. Savings Bonds as a college savings vehicle.
Tax Credit - Definition and Overview of the Term
Definition and overview of the term.
4 Student Loan Basics to Navigate Student Loans...
Student loans don’t have to be a maze. Learn about your options and you won’t get stuck!
The CSS Profile Form - Overview of the CSS...
The CSS Profile Form is used by over 600 colleges and universities to determine financial aid eligibility for non-Federal programs. This article gives an overview of the form, its costs, and its aid formula.
American Opportunity Tax Credit - Definition...
Definition and overview of the American Opportunity Tax Credit.
The Maine 529 Tax Deduction for ME Residents
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >Overview of the
The Missouri College Savings Plan Deduction for...
Here is an overview of the rules for claiming an income tax deduction for funding a Missouri 529 plan and the value of the deduction.
The Louisiana START 529 Tax Deduction for LA...
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >Overview of the
The Lifetime Learning Credit - The Basics of...
An overview of the basic rules regarding the Lifetime Learning Tax Credit, which is available for all years of a student's post-secondary education.
Can You Afford an Ivy League Education for Your...
Most parents want what is best for their children so, when it comes to a college education, an Ivy League school usually ranks at the top of the list.
Beginning Steps for High School Juniors
What about high school juniors - are there steps they should be taking that will make it easier to get into college next year?
Can You Claim the American Opportunity Tax...
Overview of claiming the American Opportunity Tax Credit when student loans are used to pay for college.
Air Force Medical Scholarships (100% tuition,...
The Air Force Medical Scholarship program (HSPS) pays 100% of graduate level tuition, plus a $1,900 monthly stipend and up to a $20,000 signing bonus.
Florida Loan Forgiveness Program - Student Loan...
The Florida Loan Forgiveness Program provides up to $10,000 in loan forgiveness for Florida teachers. Profile includes details on the eligible schools, subject areas, and application requirements.
Investments You Should Avoid When Saving for...
Saving and investing for college must be done carefully since there is little time to make up for mistakes. This article explores some of the most common investments to avoid when saving for someone's future education.
Understanding College Financial Aid for High...
Once you get into college, though, it’s time to think about how you and your parents will pay for it. That’s where college financial aid comes into play.
A Step-By-Step Guide to Calculating College...
Using an online calculator to estimate college expenses is far quicker and easier than computing your estimates by hand.
Understanding Student Loan Consolidation Rates
Learn how to calculate student loan consolidation rates, the interest rate cap, and how to apply for student loan consolidation.
Art Scholarships - Scholarships for Art...
Five unique art scholarships for art students and students with artistic abilities.
Navy Medical Scholarships (100% tuition, plus a...
The Navy Medical Scholarship program (HSPS) pays 100% of graduate level tuition, plus a $1,900 monthly stipend and up to a $20,000 signing bonus.
Who CANNOT Claim the American Opportunity Tax...
A description of who CANNOT claim the American Opportunity Tax Credit.
Tax Deduction - Definition and Overview of the...
: A "tax deduction" is a tax benefit offered by either the IRS or a state / local government for spending
The Rhode Island 529 Plan Deduction for RI...
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >Overview of the
NHSC Loan Forgiveness for Medical Professionals...
The NHSC Loan Forgiveness program offers up to $50,000 in student loan forgiveness to medical professionals nationwide.
Do You Know For Sure that You Can Pay for...
Here are a few crucial pieces of information every student must have to help him or her decide whether a particular college is affordable.
Stagflation - Definition and Overview of...
Stagflation definition and overview.
How Exxon Mobil Gas Rewards Can Help Pay For...
UPromise and Exxon Mobil offer a gas rewards program that deposits money into your child's college account every time you buy a gallon of gas at any of Exxon Mobil's 14,000 locations.
The Top Ten College Planning Mistakes Made By...
A list of the top ten saving, investing, and financial aid mistakes made by parents planning for college.
AACN After College Nursing Scholarship
Up to $2,500 for undergraduate and graduate nursing degrees.
What Happens If You Default on Your Student...
Are those student loan payment notices starting to fill up your mailbox? Know what it means to be in default & how to prevent it from happening.
Budgeting Tips for College Students
Use these five tips to learn how to estimate your college expenses, think about the kind of income you’ll have, and find ways to make college more affordable.
The 13 Most Common FAFSA Mistakes
FAFSA mistakes can be time-consuming to correct, and may even keep you from receiving all of the college financial aid to which you are entitled.
Could the Student Aid Bill of Rights Affect...
If student loans are needed to bridge the gap between costs and available funds, it is incumbent on the parents and student fully understand student loans.
How Do I Apply for a FAFSA PIN Number?
A brief overview on how to apply for FAFSA PIN number, including links to resources and a step-by-step tutorial.
Universal Life Insurance - Definition and...
Definition and brief overview of universal life insurance, which is often recommended as alternative type of college savings account.
The Teach for Texas Program - Texas Teachers...
The Teach for Texas Loan Repayment Assistance program provides up to $20,000 in loan forgiveness for Texas teachers. Profile includes details on the eligible schools, subject areas, and application requirements.
Direct Loan - Definition and Overview of Direct...
Definition and overview of the William D. Ford Direct Loan Program
Army Medical Scholarships (100% tuition, plus a...
The Army Medical Scholarship program (HSPS) pays 100% of graduate level tuition, plus a $1,900 monthly stipend and up to a $20,000 signing bonus.
Does a Fixed Annuity Make a Good College...
Though a fixed annuity can often offer a noticeable higher yield than many other fixed income investments such as bonds and CD's, it's not without a cost. This article reviews the main drawbacks to using a fixed annuity as a college savings investment.
Commercial Paper Markets - Definition,...
The commercial paper market is comprised of very short-term bonds issued by highly rated corporations to help finance need such as operations, payrolls, and production. Article includes overview, sample of issuers, risks, and links to sample rates.
What Are Qualified Education Expenses for...
Overview of what qualified education expenses may be used to claim the American Opportunity Tax Credit.
District of Columbia Tax Deduction for Section...
The District of Columbia offers a substantial tax deduction to its residents for contributing to the D.C. College Savings Plan. This article contains an overview of the deduction, rules for claiming, and sources of more information.
The West Virginia 529 Plan Deduction for WV...
West Virginia offers an unlimited tax deduction to residents who contribute to a West Virginia 529 plan. This article includes an overview of the WV 529 deduction, its potential value to taxpayers, and instructions for claiming the deduction.
Beginner's Guide to Section 529 Prepaid Tuition...
An in-depth profile of Section 529 Prepaid Tuition plans. Identifies the ideal type of investor, advantages, disadvantages, eligibility, contribution limits, tax benefits, deadlines, and effects on financial aid.
A Parent's Guide to Getting Financial Aid Right
There are billions of dollars available in college financial aid and scholarships if you know where to look and apply for them properly.
UTMA - The Uniform Transfer to Minors Act
Definition and brief explanation of the college savings term, UTMA.
UPromise and BabyMint - Save for College Every...
The UPromise and BabyMint programs make contributions to a college savings account for your child every time you shop at thousands of retailers. The programs are free to join and can help parents accumulate thousands of dollars of savings for college costs.
College Tax Benefits for Arkansas Residents
Arkansas offers a substantial state income tax deduction for helping to fund your child's college education. The deduction requires you to contribute to the Arkansas Section 529 Plan (GIFT). This article provides an overview of the rules for claiming the deduction, as well as links to the necessary state documents.
Save Money For College Tuition with Budget Car...
Information on budget rental car coupons that not only help save money, but also pay college tuition rewards towards your UPromise account.
How Do I Apply For Financial Aid?
A brief overview on how to apply for financial aid including links to resources and a step-by-step tutorial.
College Tax Benefits for Arizona Residents
Arizona is one of the few states that allows its residents to deduct a contribution to any state's Section 529 plan, not just the Arizona Family College Savings Program. This article contains an overview of the rules for claiming this deduction.
Official Student Loan Calculator - Calculates...
Instructions and overview for the official student loan calculator from the Department of Education. Calculates standard, extended, and graduated student loan repayments for Direct and Direct Plus student loans.
Buying U.S. Treasury Bonds for College Accounts
The 30-Year U.S. Treasury Bond is one of the most classic
The New Mexico College Savings Plan Deduction...
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >Overview of the
Ponzi Scheme - Definition and Overview of Ponzi...
A ponzi scheme is an investment scam that often ensnares even the most sophisticated of investors. This article provides a definition and overview of a ponzi scheme.
FAFSA Tips
The FAFSA is the key to obtaining your share of federal, state and school financial aid. Mistakes can lead to receiving less financial aid than that to which you are entitled.
The Kansas 529 Tax Deduction - Tax Benefits for...
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >Overview of the
The Nebraska College Savings Plan Deduction for...
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >Overview of the
Alaska Loan Forgiveness for Teachers
The Alaska Loan Forgiveness Program for Teachers can provide up to $17,500 in student loan forgiveness for highly-qualified teachers.
Maryland Loan Forgiveness Program for Teachers
The Maryland Loan Forgiveness Program for Teachers can provide up to $30,000 in student loan forgiveness for certified teachers.
ETF Definition and Overview
A definition and overview of Exchange Traded Funds (ETF's).
Avis Coupons That Help Save Money For College...
Information on the Avis coupon code program that not only helps you save money on your rental, but also pays a college tuition reward to your UPromise account.
Sunset Rule - Definition and Overview of a...
: A sunset rule is a provision included in a legislative bill that limits the effects of the bill. It
5 Ways to Get The Most from College Financial Aid
Do not wait until your child graduates from college to figure out whether you've made the right financial moves
Money-Saving FAFSA Tips
Here are some money-saving tips that could help minimize your college costs and maximize the amount of college financial aid your child receive.
Financial Aid for Older College Students
Here are a few things you need to know about financial aid for non-traditional students.
Idaho Income Tax Deduction for Section 529...
The state of Idaho offers up to $8,000 in tax deductions to its residents for contributing to the Idaho IDeal 529 Savings Plan. This article contains an overview of the deduction, rules for claiming, and sources of more information.
College Admissions Deadlines
As a high school senior you are probably being faced with a lot of deadlines and decisions right now. So, when Is It Best to Submit Your College Application?
Pell Grants - Another Reason to Complete The...
Never assume that you are not eligible for any type of financial aid. The only way to find out is completing the FAFSA now; you may be pleasantly surprised!
The Nightingale Nursing Scholarship of...
Eligible Students: PA residents attending a Pennsylvania nursing school Minimum of "B" average Completed
What Form Do You Use To Claim the American...
Info on the required forms for claiming the American Opportunity Tax Credit.
Are You The First In Your Family to Attend...
If you are a first generation college student, that figure seems pretty daunting, but here are a few insights that might help increase your chances of success.
Penn State Scholarships - The Bunton-Waller...
The Bunton-Waller Scholarship covers 25% of the in-state tuition for Penn State students.
The Alabama 529 Deduction - Tax Benefits for...
Alabama offers a $5,000 state income tax deduction to residents who contribute to its in-state Alabama 529 plan. This article includes an overview of the deduction, its potential value to taxpayers, and instructions for claiming the deduction.
Beginner's Guide to the Crummey Trust for...
A description of the advantages and disadvantages of using a Crummey Trust for college savings.
Why Two Years of Community College May Be Good...
Many smart parents are strategically encouraging their kids to take two years of community college prior to going to the school of their choice. Here's an overview of the benefits and the finer points of convincing your student.

©2015 About.com. All rights reserved.