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Paying for College: Most Popular Articles

These articles are the most popular over the last month.
Did You Know about These Student Loan...
Student loan forgiveness and repayment programs are one of the quickest ways to eliminate your college debts. In addition to links to the major student loan forgiveness directories, this article gives an overview of the types of programs and their taxability.
What Are Unsubsidized Loans?
Definition and overview of an unsubsidized loan for students and educational expenses.
Beginner's Guide to UGMA and UTMA Custodial...
Overview of the withdrawal rules for a UGMA or UTMA custodial account, as well as the treatment of unused funds.
Understanding the Basics of College Tuition,...
A breakdown of the three primary costs of college: tuition, room, and board. Includes a look at how tuition is calculated, as well as the advantages and disadvantages of on and off-campus housing and meal plans.
How to Choose the Right College Savings Account...
Choosing the right type of college savings account can be intimidating. This guide walks you through what type of savings account might be right for you based on your risk tolerances, ability to save, and potential tax benefits.
What Students Should Know About Subsidized Loans
Definition and overview of a subsidized loan for students and educational expenses.
How to Check the Balances on Your Student Loans
A brief overview on how to check your student loan balances.
Beginner's Guide to Section 529 Savings Plans
An overview of what college expenses a Section 529 plan can cover, as well as the its effect on financial aid.
The Definition of Modified Adjusted Gross...
Modified Adjusted Gross Income (MAGI) is a measure used by the IRS to determine eligibility for a number of deductions, credits, and participation in certain types of retirement accounts. This page gives a brief overview of calculating your MAGI.
Withdrawal Rules for Different College Accounts...
This article answers questions about withdrawing college savings for non-college costs, like paying a family's bills. It covers the unique rules, penalties, and taxes for UGMA / UTMA accounts, Section 529 Plans, and Coverdell ESA's. Page 2.
Behind on Student Loans? This Trick Could Buy...
A brief overview of repaying your student loan with a credit card.
5 Ways to Get The Most from College Financial Aid
Do not wait until your child graduates from college to figure out whether you've made the right financial moves
What Parents Should Know About Section 529...
A basic overview of the popular Section 529 College Savings Plans. Includes a basic look at their history, benefits, and rules.
Need a Student Loan? Look Here First.
Stafford Loans are one of the most important tools used to help pay for a college education. This article takes a look at maximum loan amounts, interest rates, subsidized versus unsubsidized loans, repayment terms, and the application process.
Five Music Scholarships that Can Help Musicians...
A list of five music scholarships that every musical student should know about.
How to Grow Your College Fund Without Risk
U.S. Treasury T-Bills are one of the safest investments available. This article provides information on buying T-Bills, taxability, interest rates, and links to the official U.S. Treasury website for purchases.
Beginner's Guide to a Coverdell Account (ESA)
Overview of the withdrawal rules for a Coverdell ESA, as well as the treatment of unused funds.
FAFSA EFC: A Guide to Understanding the...
The Expected Family Contribution (EFC) is one of the most crucial numbers in calculating a family's financial aid eligibility.
Choosing the Right Section 529 Plan - Important...
With over sixty Section 529 college plans available to investors, it is important to examine the features that really matter to your financial situation. This article takes a look at in-state versus out-of-state plans, prepaid tuition versus savings plans, contribution limits, and management fees.
A Step-By-Step Guide to Applying for Federal...
An introduction to the Federal financial aid application process. Provides step-by-step tips on how and when to apply using the Federal FAFSA form.
Federal Pell Grants - A Guide to the Federal...
Pells Grants are one of the most desired types of financial aid awards. Not only can they pay for a substantial portion of college costs, but they never have to be repaid. Due to their highly desirable nature, these awards have complex rules surrounding who can qualify based on a family's
Air Force Medical Scholarships (100% tuition,...
The Air Force Medical Scholarship program (HSPS) pays 100% of graduate level tuition, plus a $1,900 monthly stipend and up to a $20,000 signing bonus.
GI Bill Education Benefits - Receive Close to...
An overview of the Montgomery GI Bill, which covers up to nearly $50,000 in college tuition in exchange for as little as two years of military service.
Federal Perkins Loans - Guide to the Federal...
The Federal Perkins Loans are the most desirable of student loan programs, available for both undergraduate and graduate studies. This article gives an overview of the maximum loan amounts, interest rates, repayment terms, and the application process.
Virginians Get Extra Help Saving for College
Virginia offers a $4,000 tax deduction ($2,000 for 2008) to residents who contribute to a Virginia 529 plan. This article includes an overview of the VA 529 deduction, its potential value to taxpayers, and instructions for claiming the deduction.
Federal Plus Loans – Information on...
PLUS Loans are an important tool used to help absorb any remaining college costs after other types of financial aid. This article takes a look at maximum loan amounts, interest rates, undergraduate versus graduate, Direct Loan versus FFEL, repayment terms, and the application process.
The CA APLE Program - California Teachers...
The CA APLE Program offers up to $19,000 in student loan forgiveness for California teachers through the California Student Aid Commission.
What Interest Rates Does The Federal Reserve...
A simple explanation of the difference in the primary interest rates most discussed in relation to the U.S. Federal Reserve. Provides guide to the Wall Street Journal Prime Rate, Federal Funds Rate, and Discount Rate.
Most Common Federal Student Loan Programs
An overview of the most popular Federal student loan programs, including who is eligible for the loan and what kind of loan terms students can expect.
The Indiana 529 Credit - Tax Benefits for Using...
An overview of the Indiana 529 credit to residents, its potential value to taxpayers, and instructions for claiming the credit.
4 Student Loan Basics to Navigate Student Loans...
Student loans don’t have to be a maze. Learn about your options and you won’t get stuck!
The Rules You Need to Know to Claim the Student...
Overview and rules for the Student Loan Interest Tax Deduction. Includes an in-depth review of who may claim the deduction, the income limitations for eligibility, and links to the relevant IRS Publications.
Beginner's Guide to Roth and Traditional IRA's...
A description of the advantages and disadvantages of using a retirement IRA for college savings.
Financial Aid for Community College Students
Financial aid isn't just for four-year college students. This article is gives an overview of the major programs that provide financial aid to community college students.
An Overview of the Basic Reasons Behind the...
A basic overview of the reasons that a college education is becoming too expensive for many Americans. The primary causes examined and explained include inflation, class availability, scholarships, and increased demand for a limited number of enrollment spots.
The Ohio College Savings Plan Deduction for OH...
Ohio offers a. Paying for College.
The Advantage of Saving for College in Colorado
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This Special Tax Benefit is for Pennsylvania...
Pennsylvania offers a. Paying for College.
Use Fafsa4Caster.com to Estimate Your Federal Aid
If you're curious about your Federal financial aid eligibility, learn how to use Fafsa4Caster.com, the Department of Education's calculator.
NHSC Loan Forgiveness for Medical Professionals...
The NHSC Loan Forgiveness program offers up to $50,000 in student loan forgiveness to medical professionals nationwide.
Tax Deduction for NYS 529 Contributions
New York State offers a substantial tax deduction to residents contributing to the NYS 529 College Savings Program. Learn more here.
Illinois Tax Deduction for Section 529...
Provides overview and rules to receive an Illinois tax deduction for Section 529 college account contributions.
Beginner's Guide to Series I and Series EE U.S....
A description of the advantages and disadvantages of using U.S. Savings Bonds as a college savings vehicle.
UTMA and UGMA Custodial Account Conversions -...
An overview of the key points to keep in mind when considering converting a UGMA or UTMA custodial account to a Section 529 plan.
The Income Based Repayment Program for Student...
The payment required under the Income Based Repayment program for student loans is based on a formula that takes into account the national poverty guidelines from the Department of Health and Humans Services.
Do Student Loans Go On My Credit Report?
: Do Student Loans Go On My Credit Report? : Yes, absolutely! Student loans go on your credit report
Investments You Should Avoid When Saving for...
Saving and investing for college must be done carefully since there is little time to make up for mistakes. This article explores some of the most common investments to avoid when saving for someone's future education.
Understanding Student Loan Consolidation Rates
Learn how to calculate student loan consolidation rates, the interest rate cap, and how to apply for student loan consolidation.
529 Plan State Tax Deductions – Tax...
The majority of states that offer Section 529 plans also offer a deduction to their residents for using them. This article contains a list of the various states and their respective deductions or credits.
Beginner's Guide to Section 529 Prepaid Tuition...
An in-depth profile of Section 529 Prepaid Tuition plans. Identifies the ideal type of investor, advantages, disadvantages, eligibility, contribution limits, tax benefits, deadlines, and effects on financial aid.
The South Carolina 529 Plan Deduction for SC...
South Carolina offers an. Paying for College.
The North Carolina 529 Plan Deduction for NC...
North Carolina offers tax benefits for residents contributing to the NC 529 Plan. Here are rules for claiming an income tax deduction.
The Wisconsin 529 Plan Deduction for WI Residents
Wisconsin offers a $3,000 tax deduction to residents who contribute to a Wisconsin 529 plan on behalf of a child, grandchild, niece, or nephew. This article includes an overview of the WI 529 deduction, its potential value to taxpayers, and instructions for claiming the deduction.
UTMA - The Uniform Transfer to Minors Act
Definition and brief explanation of the college savings term, UTMA.
Arkansas STAR - Arkansas Loan Forgiveness...
The Arkansas STAR program can provide up to $18,000 in Arkansas student loan forgiveness over three years.
The Tuition and Fees Deduction
This article contains an overview of who is eligible for the tuition deduction for college expenses, as well as which expenses qualify.
Georgia Tax Deduction for Section 529...
The state of Gerogia offers a substantial tax deduction to its residents for contributing to the Georgia Higher Education Savings Plan. This article contains an overview of the deduction, rules for claiming, and sources of more information.
How Do I Apply for a FAFSA PIN Number?
A brief overview on how to apply for FAFSA PIN number, including links to resources and a step-by-step tutorial.
Tax Deduction Rules for Those Using the...
Maryland offers a. Paying for College.
UGMA: The Uniform Gift to Minor's Act
Definition and brief explanation of the college savings term, UGMA.
Best College Savings Tips for Parents Getting a...
Many parents don't begin thinking about saving for college until their children are in their teens. This article outlines some of the best college savings tips for parents who need to play catch-up.
UPromise and BabyMint - Save for College Every...
The UPromise and BabyMint programs make contributions to a college savings account for your child every time you shop at thousands of retailers. The programs are free to join and can help parents accumulate thousands of dollars of savings for college costs.
Florida Loan Forgiveness Program - Student Loan...
The Florida Loan Forgiveness Program provides up to $10,000 in loan forgiveness for Florida teachers. Profile includes details on the eligible schools, subject areas, and application requirements.
Nursing Scholarships - Scholarships for Nursing...
A list of five undergraduate nursing scholarships.
E*Trade Coverdell Education Savings Account (ESA)
A review of the Coverdell Education Savings Account offered by E*Trade. Includes an analysis of fees, investment options, and required minimum balances.
A Guide To Professional Designations in the...
A stockbroker is an investment professional who is required to pass a stringent licensing exam. They are licensed to sell investments and can help you set up a Section 529 account, Coverdell ESA, UGMA / UTMA custodial account, or similar plan.
The Teach for Texas Program - Texas Teachers...
The Teach for Texas Loan Repayment Assistance program provides up to $20,000 in loan forgiveness for Texas teachers. Profile includes details on the eligible schools, subject areas, and application requirements.
Tax Carryforward - Definition and Overview of a...
Definition and overview of the concept of a tax carryforward, which allows a taxpayer to benefit in later years from a deduction or loss that cannot be used in the current year.
American Opportunity Tax Credit - Definition...
Definition and overview of the American Opportunity Tax Credit.
Commercial Paper Markets - Definition,...
The commercial paper market is comprised of very short-term bonds issued by highly rated corporations to help finance need such as operations, payrolls, and production. Article includes overview, sample of issuers, risks, and links to sample rates.
Can You Claim the American Opportunity Tax...
Overview of claiming the American Opportunity Tax Credit when student loans are used to pay for college.
Tax Deduction - Definition and Overview of the...
: A "tax deduction" is a tax benefit offered by either the IRS or a state / local government for spending
Student Loan Payment Options - Guide to Monthly...
Many soon-to-be graduates avoid thinking about repaying their students loans. But, with numerous payment plans to choose from, most graduates can find a payment option that works with their budget. This article gives an overview of the repayment options for Stafford, Perkins, and PLUS Loans. It also examines important terms like grace period, forbearance, deferment, consolidation, and loan forgiveness.
Student Loan Consolidation Calculator from the...
Easy-to-use student loan consolidation calculator that shows what a student or parent would pay after consolidation student loans.
The CSS Profile Form - Overview of the CSS...
The CSS Profile Form is used by over 600 colleges and universities to determine financial aid eligibility for non-Federal programs. This article gives an overview of the form, its costs, and its aid formula.
The Missouri College Savings Plan Deduction for...
Here is an overview of the rules for claiming an income tax deduction for funding a Missouri 529 plan and the value of the deduction.
FAFSA Application - Definition and Explanation...
FAFSA is a common term thrown around by many college students, parents, planners, and financial aid professionals. This provides a definition of the term, which is actually an acronym for a financial aid form.
FFEL Loan - Definition and Overview of the FFEL...
Definition and overview of the Federal Family Education Loan Program (FFEL).
Navy Medical Scholarships (100% tuition, plus a...
The Navy Medical Scholarship program (HSPS) pays 100% of graduate level tuition, plus a $1,900 monthly stipend and up to a $20,000 signing bonus.
Maryland Loan Forgiveness Program for Teachers
The Maryland Loan Forgiveness Program for Teachers can provide up to $30,000 in student loan forgiveness for certified teachers.
OptOutPreScreen.Com - A Quick Guide To...
College students and credit cards are generally a very bad combination. College students tend to impulsively use credit cards to finance a fun lifestyle, while simultaneously being targets for identity thieves. Learn how to quickly opt-out of receiving new credit card offers in the mail and cut down on the potential for credit card headaches.
Army Medical Scholarships (100% tuition, plus a...
The Army Medical Scholarship program (HSPS) pays 100% of graduate level tuition, plus a $1,900 monthly stipend and up to a $20,000 signing bonus.
The Michigan 529 Plan Deduction for MI Residents
Michigan offers a. Paying for College.
Connecticut Tax Deductions for Education Expenses
Connecticut offers its residents a substantial deduction for contributing money to the Connecticut CHET savings program. This article reviews the rules and guidelines for claiming this deduction.
Four Neighborhoods That Will Pay For Your...
Tuition Promise Programs, which promise to pay tuition for virtually all of a town's children, are beginning to pop up around the country. Learn more about these programs being pioneered in cities like El Dorado, Kalamazoo, Pittsburgh, and the state of West Virginia.
Does a Fixed Annuity Make a Good College...
Though a fixed annuity can often offer a noticeable higher yield than many other fixed income investments such as bonds and CD's, it's not without a cost. This article reviews the main drawbacks to using a fixed annuity as a college savings investment.
A Step-By-Step Guide to Calculating College...
College costs are increasing faster than just about any other cost of living. Calculating the effects of inflation on college expenses is critical in planning for future expenses.
Buying U.S. Treasury Bonds for College Accounts
The 30-Year U.S. Treasury Bond is one of the most classic
The Iowa 529 Credit - Tax Benefits for Using...
Iowa offers an income tax deduction of $2,685 for residents contributing to the Iowa 529 Plan. Here's how to claim it.
Understanding College Financial Aid for Parents
There are billions of dollars available in college financial aid and scholarships if you know where to look and apply for them properly.
College Tax Benefits for Arizona Residents
Arizona is one of the few states that allows its residents to deduct a contribution to any state's Section 529 plan, not just the Arizona Family College Savings Program. This article contains an overview of the rules for claiming this deduction.
The Louisiana START 529 Tax Deduction for LA...
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The Kansas 529 Tax Deduction - Tax Benefits for...
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The Top Ten College Planning Mistakes Made By...
A list of the top ten saving, investing, and financial aid mistakes made by parents planning for college.
Tax Credit - Definition and Overview of the Term
Definition and overview of the term.
Money Market Safety - The Basics of Money...
A basic overview of money market safety including an explanation of money market fund structure, FDIC and SIPC insurance, and researching fund safety.
Five Tips to Lower Hidden College Costs
Tips for lowering the hidden costs of college including medical and travel expenses.
Beginner's Guide to the Crummey Trust for...
A description of the advantages and disadvantages of using a Crummey Trust for college savings.
NIH Loan Repayment for Medical Professionals...
The NIH Loan Repayment program offers up to $35,000 in student loan forgiveness per year to medical professionals performing research.
Chase Mortgage Refund Program - Earn College...
Earn a quarter percent mortgage refund into your UPromise account when you finance or refinance a home through Chase Mortgage.
The Lifetime Learning Credit - The Basics of...
An overview of the basic rules regarding the Lifetime Learning Tax Credit, which is available for all years of a student's post-secondary education.
Four Strategies to Lower Your Tuition Bill
Four tips on cutting down the direct costs of college tuition.
Can I use the American Opportunity Tax Credit...
Overview of the American Opportunity Tax Credit and graduate school.
Tennessee Loan Forgiveness for Teachers
The Tennessee Loan Forgiveness for teachers forgives up to $10,000 in student loans for full-time math and science teachers.
The Hispanic Scholarship Foundation
The Hispanic Scholarship Foundation provides more money for Hispanic and Latino students to attend college than any other scholarship foundation. With more than 30 programs providing over $20 million per year in hispanic scholarships, it should be every students' first stop.
The Rhode Island 529 Plan Deduction for RI...
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Save Money For College Tuition with Budget Car...
Information on budget rental car coupons that not only help save money, but also pay college tuition rewards towards your UPromise account.
What Are Qualified Education Expenses for...
Overview of what qualified education expenses may be used to claim the American Opportunity Tax Credit.
The Oregon 529 Plan Deduction for OR Residents
Oregon offers a $2,000 income tax deduction for funding an OR 529 Plan. Here's how to claim it.
Universal Life Insurance - Definition and...
Definition and brief overview of universal life insurance, which is often recommended as alternative type of college savings account.
The Nebraska College Savings Plan Deduction for...
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The New Mexico College Savings Plan Deduction...
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >Overview of the
4-Year College Alternative #1 - Two Years of...
Many smart parents are strategically encouraging their kids to take two years of community college prior to going to the school of their choice. Here's an overview of the benefits and the finer points of convincing your student.
Review of Alabama Higher Education Section 529...
The state of Alabama offers a single Section 529 Savings Plan option. This article contains a review of the features, rules, costs, and investment options of the Alabama Higher Education Section 529 Fund.
Mississippi Teacher Loan Forgiveness
The Mississippi loan forgiveness program for teachers can provide up to $12,000 in student loan forgiveness over four years.
The Vermont 529 Credit - Tax Benefits for Using...
Vermont offers a 10% tax credit (not a deduction) to residents who contribute to a Vermont 529 plan. This article includes an overview of the credit, its potential value to taxpayers, and instructions for claiming the credit.
Obama Announces Educational Opportunities for...
President Obama announces a number of new programs aimed at helping displaced and unemployed workers get educated, retrained, and find new jobs. Includes expansion of the Pell grant program. Page 2.
Sunset Rule - Definition and Overview of a...
: A sunset rule is a provision included in a legislative bill that limits the effects of the bill. It
Earn \$3,000 for College with Century21's Real...
Participating Century 21 real estate offices are effectively offering a discount on real estate commission of up to $3,000 to UPromise parents who buy or sell a home.
How Exxon Mobil Gas Rewards Can Help Pay For...
UPromise and Exxon Mobil offer a gas rewards program that deposits money into your child's college account every time you buy a gallon of gas at any of Exxon Mobil's 14,000 locations.
Tax Recapture - Definition and Overview of Tax...
This occurs when a taxpayer is required to go back and pay taxes on a situation where a tax deduction or tax credit had previously lowered their taxable bill.
Ponzi Scheme - Definition and Overview of Ponzi...
A ponzi scheme is an investment scam that often ensnares even the most sophisticated of investors. This article provides a definition and overview of a ponzi scheme.
The Alabama 529 Deduction - Tax Benefits for...
Alabama offers a $5,000 state income tax deduction to residents who contribute to its in-state Alabama 529 plan. This article includes an overview of the deduction, its potential value to taxpayers, and instructions for claiming the deduction.
Direct Loan - Definition and Overview of Direct...
Definition and overview of the William D. Ford Direct Loan Program
Art Scholarships - Scholarships for Art...
Five unique art scholarships for art students and students with artistic abilities.
Earn 1.50% for College with the Fidelity 529...
The Fidelity 529 College Rewards Card offers a 1.50% reward on purchases made with the card. Rewards are deposited into a Fidelity Section 529 plan for the child of your choice.
The Maine 529 Tax Deduction for ME Residents
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Minnesota Loan Repayment for Medical Profession...
The Minnesota Loan Repayment Program offers up to $20,000 in annual student loan forgiveness to Minnesota medical professionals.
The Oklahoma 529 Plan Deduction for OK Residents
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Definition of Maturity (Bonds, CD's, etc.)
: The term "maturity" when used to refer to bonds, CD's, and other fixed income investments generally
Official Student Loan Repayment Calculator -...
Instructions and overview for the official Income Contingent student loan repayment calculator from the Department of Education. Calculates standard, extended, and graduated student loan repayments for Direct and Direct Plus student loans.
I-Bonds - An Easy Guide to U.S. Treasury I-Bonds
U.S. Treasury I-Bonds offer an attractive alternative to the volatile stock market. This guide provides and overview of I-Bond rules, rates, maturities, purchasing instructions, and taxation.
Penn State Scholarships - The Bunton-Waller...
The Bunton-Waller Scholarship covers 25% of the in-state tuition for Penn State students.
Idaho Income Tax Deduction for Section 529...
The state of Idaho offers up to $8,000 in tax deductions to its residents for contributing to the Idaho IDeal 529 Savings Plan. This article contains an overview of the deduction, rules for claiming, and sources of more information.
How Do I Apply For Financial Aid?
A brief overview on how to apply for financial aid including links to resources and a step-by-step tutorial.
Insurance Company Ratings - How Safe is Your...
A quick guide to determining the relative safety of a college account held at an insurance company. Includes a guide and links to the three primary sources of insurance company ratings.
The Connecticut Teacher Mortgage Assistance...
The Connecticut Teacher Mortgage Assistance Program can help CT teachers to pay off student loans and other debts by securing a low-cost mortgage
Alaska Loan Forgiveness for Teachers
The Alaska Loan Forgiveness Program for Teachers can provide up to $17,500 in student loan forgiveness for highly-qualified teachers.
What is Student Loan Rehabilitation?
The basics of student loan rehabilitation for student loans in default.
The Harold Alfond College Challenge - \$500 For...
The Harold Alfond College Challenge contributes $500 to a NexGen Section 529 plan for every Maine baby born after January 1, 2009. This article contains an overview of eligibility, how to claim funds, and rules on use.
Arkansas Community Match Medical Loan...
The Arkansas Community Match Loan Forgiveness program forgives up to $80,000 in student loans over a four year period for doctors willing to work in a rural community.
College Tax Benefits for Arkansas Residents
Arkansas offers a substantial state income tax deduction for helping to fund your child's college education. The deduction requires you to contribute to the Arkansas Section 529 Plan (GIFT). This article provides an overview of the rules for claiming the deduction, as well as links to the necessary state documents.
The Mississippi College Savings Plan Deduction...
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The West Virginia 529 Plan Deduction for WV...
West Virginia offers an unlimited tax deduction to residents who contribute to a West Virginia 529 plan. This article includes an overview of the WV 529 deduction, its potential value to taxpayers, and instructions for claiming the deduction.
The Montana 529 Plan Deduction for MT Residents
class="no-js" itemscope itemtype="http://schema.org/Article" > itemprop="description" >Overview of the
Arkansas 529 Plan Matching Program - The...
The Arkansas 529 Plan matching program, known officially as the Aspiring Scholars Program, is one of the most generous programs offered by any state to help parents save for their children's college educations. Residents of Arkansas who contribute to the Arkansas Section 529 GIFT plan may be eligible to receive up to $500 in matching funds from the state. This article contains an overview of the program, eligibility rules, and instructions on applying.
District of Columbia Tax Deduction for Section...
The District of Columbia offers a substantial tax deduction to its residents for contributing to the D.C. College Savings Plan. This article contains an overview of the deduction, rules for claiming, and sources of more information.
FDIC Insurance and the Safety of Your College...
FDIC insurance is the type of government account protection that most investors are familiar with. However, most investors get confused about what FDIC insurance does and does not cover. This article provides an overview of FDIC insurance coverage and its limits.
Liquidity: Definition and Overview of Liquidity
: Liquidity most commonly refers to the ease with which an investment asset (stock, bond, mutual fund,
PPACA - The Patient Protection and Affordable...
Definition and overview of The Patient Protection and Affordable Care Act (PPACA - HR 3590).
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